Investment Calculators

Calxo’s investment calculators help you plan what your money will actually become — not the marketing number an AMC quotes you. Every tool uses the standard future-value-of-annuity or compound-interest formulas published by AMFI and SEBI, and runs on realistic 2026 return assumptions for Indian funds and instruments.

What you can calculate here

Each tool answers one question for one type of investor:

• Monthly SIP corpus for any amount, return rate and tenure
• Lumpsum future value for one-time investments
• FD maturity value with quarterly compounding (the convention every Indian bank uses)
• PPF, NPS and goal-planning projections (coming soon)

Wherever a return rate matters, the page shows current 2026 ranges for Indian large-cap, flexi-cap, mid-cap and small-cap funds, plus debt and hybrid categories — so you can pick a realistic CAGR rather than guessing.

Why these are different

Most online SIP calculators are built by AMCs and fintech distributors who quietly nudge you toward higher return assumptions (it makes the SIP look better and gets the click). Calxo’s calculators are bank- and AMC-agnostic, run entirely in your browser, and never collect your phone number. Each page shows the formula, a worked example with real numbers, the long-term CAGR ranges you should actually use, and links to AMFI or SEBI sources you can verify yourself.

If you’re new to investing, start with the SIP calculator — it’s the single most useful tool if you’re investing from monthly salary.